We live in a fast moving world and only thing we can be certain of in the future is change! The banks can not wait for 5-6 years as they would like to. If they want to retain their position in the market, they must move with the rapid technological changes that are sweeping the industry, if they do not they risk losing their market share.

If they want to continue operating the internationally recognised debit and credit cards then they will have to accept Smart cards by May 2004, or accept the added liability of charge-backs due to non-compliance. We are in the market at the right time.

The banks do not need to invest so much to buy new hardware if they use our system, and the cost of our system is very acceptable. They will need smart cards readers which connect to a serial port of the POS computer and controlled by the Server, we have very good prices and we will supply a turn key system including customer support should they require that.