The AllSecure™ application offered by AllSecure International Ltd supports the latest industry requirements for payment processing, including “Verified by VISA” standards. These new standards for Internet and card-not-present transactions processing provide greater security for merchants and consumers alike. Security is enhanced by providing 192-bit or more 3DES encryption for all communicated transactions. Information is disseminated on a need to know basis to transaction participants.

AllSecure provides effectiveness by having a single server to handle card payments for different channels be they a web store, sales department, customer support, voice response system and physical stores. Key attribute of the system are:-

Support for Electronic Commerce Indicators

The AllSecure product supports the latest requirements from Visa to properly designate transactions entered through an Internet browser with a special "E-commerce indicator". This ensures that merchants using AllSecure software will not be unduly liable for the significant penalties that may be charged for failure to utilize these indicators.

Integration Is Simple and Seamless

Integration with the AllSecure application is made simple through a wide range of programming interfaces, including Sockets interface, import and export capabilities, and a simple file request and response interface. The Developer's API has simple programmatic interfaces for seamless integration with the customer's payment applications.

Robust Architecture

The AllSecure™ product delivers high performance results to customers because of the breadth and depth of its architecture. The product has been benchmarked in field production to achieve 400 transactions a minute over dedicated data lines.

Extensive Security Features

All credit card transactions and storage of credit card information are encrypted, including transactions from merchant to payment processors, from payment clients to the AllSecure™ software, and the credit card information within the transaction database.

Centralized Payment Applications

AllSecure™ software can integrate all payment applications within an enterprise into a single payment server. These could include operations as diverse as e-commerce site transactions; call center operations, interactive response systems and physical stores in national and international locations. In addition:

• Reconciliation is simple with a centralized transaction database
• All payment transaction traffic can be sent over the company's local area network (LAN)
• Individual modem phone lines to the bank can be eliminated

Improving Bottom Line with AllSecure Software

With the AllSecure™ product, enterprise merchants can help increase their negotiation power for better rates from their banks who can process their transactions more cost effectively. This allows them to centralize their transaction databases and financial reporting thereby improving internal control systems and substantially reducing telecommunication costs at the same time.